Budgeting

How to invest if you don't have access to a 401(k)

Much of the financial advice concerning retirement planning out there focuses on how to invest in a 401(k).  There are a couple of reasons for this; the biggest being that […]

What annual return do you need to meet your retirement goals?

People often calculate how much money they need to retire and how much money they need to invest each month to reach that goal.  It’s pretty easy to know the […]

Your broken refrigerator isn't an emergency

In a world of folks living paycheck to paycheck, a lot of advice is given about how to allocate money before investing, and specifically about having an emergency fund.  I’ve […]

How much money do you need to retire?

One of the most common questions people ask about retirement is how much they should aim to save to ensure a secure retirement.  Financial advisors have many different ways to […]

How much do your habits cost you?

It’s easy to go through life complaining about how expensive everything has become and how there’s not enough money left over at the end of the month to save towards […]