The older you are, the longer you’ll live
If you ever played The Oregon Trail, you’ll already know it was usually one of the children that died of a snake bite or from dysentery. Just like in the […]
Financial Planning
The long term costs of small expenses
No one wants to live life in a state of constant austerity, and it’s easy to become penny wise and pound foolish, though there is a middle ground between frivolous […]
What is a 1% increase in retirement contributions worth in the future?
You have many options for deciding how much money you want to save for retirement, but ultimately you wind up with a specific dollar amount or percentage of income that […]
Retirement (planning) is for the young
For some reason in the US we have retirement planning backwards. As we get closer and closer to retirement we try to squirrel away a few more dollars, but by […]
What’s the worst that could happen?
When it comes to setting yourself up for a successful retirement, one of the biggest obstacles in your path is fear. Fear creeps into many areas of our lives, potentially […]
Investing 101
Investing is a pretty complicated topic, and learning the basics is critical if you want to start on the path of a secure retirement. There are only a few concepts […]
Your broken refrigerator isn’t an emergency
In a world of folks living paycheck to paycheck, a lot of advice is given about how to allocate money before investing, and specifically about having an emergency fund. I’ve […]
Health Savings Accounts (HSA): Another investing opportunity
When you think of the different types of investing accounts you can take advantage of, you might think of accounts such as 401(k)s, Roth IRAs, Traditional IRAs, and brokerage accounts. […]