How much money do you need to retire?
One of the most common questions people ask about retirement is how much they should aim to save to ensure a secure retirement. Financial advisors have many different ways to […]
Financial Planning
Why bother with a budget?
It’s not a rhetorical question; I’m just not a fan of putting too much time and effort into budgeting. What I do think is immensely valuable is creating a list […]
The dangers of average
When you read financial advice, you may feel like the author is talking directly to you, but often times articles are geared towards a minority of the population that makes […]
Without data, all you have is an opinion
You only need to spend a few minutes online to discover that people are willing to share some pretty strong opinions on just about every topic imaginable to whoever will […]
Should you prepay your mortgage?
Perhaps no topic in personal finance causes people to make strong opinions as much as the topic of prepaying a mortgage. One of the reasons this topic might come up […]
Should you invest more in your 401(k)?
The tricky thing about retirement and financial planning is that there are often no single right answers. Sure, there are plenty of wrong answers, such as paying high interest rates […]
What should you do with your paycheck?
If you’re like most people, you don’t make nearly as much money as you could spend each month. Of course that doesn’t stop many people from spending more than they […]