What annual return do you need to meet your retirement goals?
People often calculate how much money they need to retire and how much money they need to invest each month to reach that goal. It’s pretty easy to know the […]
Retirement Rocket Science
What’s the worst part about saving for retirement?
You might think the worst part about saving for retirement is the impact from having less spending money today. But typically after a while, you adjust to your current expendable […]
Personal finance and retirement planning shouldn’t be a secret
Whenever families get together, there are inevitably thoughts about topics that no one should bring up. Don’t mention religion, avoid topics about money, and whatever you do, don’t bring up […]
Religion, a short sermon, and personal finance
Going to church Sunday mornings was a pretty routine experience as a kid. The only part that was unpredictable was the sermon, as everything else pretty much stayed the same […]
Is a 401(k) loan a good idea?
If you need to take out a loan, borrowing from your 401(k) might seem like a good idea. Before deciding if you should, you probably need to think about why […]
Will your dream college cost you your retirement?
Deciding which college to go to is a big decision, and one of the biggest financial decisions you’ll make. Until you buy a house, then that will be the biggest […]
Death is not a retirement strategy
When it comes to reaching retirement age, a lot of folks are in denial that they’ll ever make it to this milestone, or they think that they’ll be able to […]
How to give a child the gift of financial knowledge
Many years ago I was listening to a coworker talk about Christmas with his son, and he explained that his kid received so many presents that the family had to […]